via Apartment Loan Store – Click here to visit their website.

Apartment/Multifamily Loan Rates in Tampa, Florida (and other nearby areas on the Gulf Coast)

Multifamily Loan Rates – Lowest to Highest

Rates as of: 06/06/2025

			yrs/fixed	LTV	Am
1	HUD Multifamily Loans and Rates	5.53 – 6.09%	35	80 – 85%	35
2	Life Companies	5.70 – 6.20%	5 – 25	65 – 70%	15 – 30
3	Fannie Mae Multifamily Loans	5.84 – 6.58%	5 – 30	75 – 80%	30
4	Freddie Mac Multifamily Loans	6.38 – 6.88%	5 – 10	75 – 80%	30
5	National Bank Capital Divisions	6.44 – 7.00%	5 – 10	65 – 70%
6	CMBS Multifamily Loans	6.52 – 6.61%	5 – 10	75%	25 – 30
7	Community Banks	6.55 – 7.18%	3 – 5	65 – 75%	25
8	Credit Unions	6.90 – 7.25%	5 – 10	75%
9	Regional Banks	6.90 – 7.35%	3 – 10	75%	25 – 30
10	Poor Credit Multifamily Loans	7.65 – 8.90%	3 – 5		30
11	Crowd Funding	8.90 – 9.90%	5	70 – 80%	Int. Only
12	Private Debt Funds	8.90 – 10.40%	2 – 5	70 – 75%	Int. Only

  Based on Apartment Loan Store Wholesale Rates