| The Trump administration has unveiled sweeping changes to federal student loan forgiveness programs, including the elimination of the SAVE income-driven plan and narrower eligibility for Public Service Loan Forgiveness. The reforms disproportionately impact medical and dental trainees and reintroduce aggressive collection tactics such as wage garnishment and tax refund seizures. |
| For investors, the implications go beyond education policy. Tighter repayment rules mean reduced household liquidity—especially among millennial and Gen Z consumers who drive a growing share of discretionary spending and online financial flows. Slower debt relief translates to weaker demand across sectors like retail, housing, and consumer tech, and could dampen inflows into taxable investment accounts. In a rate-sensitive, consumer-driven market, policy shifts like this one are a headwind hiding in plain sight. |
The Commercial Real Estate Alpha Site 
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